About us

Full service,

no compromises

With over 20 years’ experience in property finance and financial advice, we bring qualified expertise in a number of key areas that will light the way in helping you plan, borrow and protect efficiently and easily.

How we can help you

NJW Financial is based in Belfast with an established second base in Glasgow. We offer a fresh approach to Mortgage and Protection planning, with specialised solutions for the self-employed, company directors and entrepreneurs. 


NJW Financial was founded by Nick Ward with a clear purpose: "It's all about you, the client. Customer care is not something we talk about, it's something we do".


We treat your financial needs as if they were our own - we listen to you and advise on solutions tailored for you.

Becoming a client

Choose to have your meetings in our comfortable offices in Belfast or Glasgow, meet up online or chat over a coffee in your favourite place.


Regular meetings and updates from the team at NJW Financial will ensure you’re always informed and up-to-date.


Success for us is when our clients have peace of mind. After all, our job is to help our clients sleep easy at night knowing that their mortgage, property and protection planning to protect their future is in order, that they have a plan, and that they have the experts ensuring they stay on track.

Joined up solutions

Your day is busy and your time is precious. At NJW Financial we understand the importance of simplicity and delivery in an area of life that is too important to get wrong.


We passionately believe that mortgage planning shouldn’t be done in isolation of our other professional services like protection planning, rather these solutions should work together in the interests of the client. 


This delivers a better, uncomplicated experience for the client enabling them to enjoy their life rather than worry about it

Nick Ward has been a financial professional for over 20 years.


He specialises in mortgage lending and protection planning to both families and businesses with a strategic eye on the long term financial impact of short term decisions. As a business owner himself, he has a strong empathy with the self-employed,  bringing effective and creative solutions for their needs. Given long experience, studied knowledge and strong relationships with a wide range of providers, the goal is nothing less than success for every client he works with.


Nick has added a further strong focus in asset protection and estate planning, and has deep relationships with other specialist professionals to ensure that every client has access to any expertise your situation may call for.


"From one crisis to another, 2023 has brought its own particular challenges for all. However each individual person, family or business can still achieve what they want and we make it our business to create a solution that can help make it happen."


"I would be delighted to have a chat to discover the best way we can help you turn the aspirational into the actual".

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